For business owners · The Cash Reality Check

How many days could your business run on the cash it has today?

Six quick questions. About 2 minutes. See how many days your business could run on the cash it has today, and what that means for your next move.

No documents needed.
No application.
No credit check.

Greater
Businesses
Build Brighter
Tomorrows.

Your business details

Complete all 6 questions

1What kind of business is it?

Trades or contractorsProfessional servicesManufacturingWholesale or distributionRestaurant or retailHealthcare or dentalTransportationOther

This helps us give more relevant examples.

2About how much revenue did the business bring in over the last 12 months?

Under $250K$250K to $1M$1M to $5M$5M to $20M$20M or more

A rough range is enough.

3About how much cash is in the business accounts today?

Add up checking and savings. An estimate is fine.

4What does the business spend in a typical month?

Include payroll, rent, materials, insurance, loan payments, taxes, and owner pay.

5How long do customers usually take to pay?

Same day1 to 15 days16 to 30 days31 to 60 daysMore than 60 days

Think about your typical customer, not your best or worst.

6Which sounds most like the next 90 days?

A big job or growth is comingSteady as usualBusy season is aheadCosts are climbingNot sure

There is no wrong answer.

Your numbers stay on this page until you choose to see your result by email.

Your Cash Reality Check result

Complete the six questions to calculate your cash runway.

A clearer view of your cash

Know how much time your cash gives you.

Answer the six questions, then calculate your runway. You’ll see your number, how it compares, and what may be behind it.

Typical employer18 daysTypical small business27 days

J.P. Morgan Chase Institute

Your own result will appear here after calculation.

Helping business owners understand the financial mechanics behind growth decisions.

Funding privacy Funding terms

Funding is subject to eligibility, lender review, and terms. Estimates are not funding offers.

This result is an estimate for educational purposes based on the numbers you entered. It is not financial, legal, or tax advice or an offer of credit.